π️ Lima One Capital Review 2025: The Nation’s Premier Private Lender for Real Estate Investors
In the fast-paced world of real estate investing, access to reliable capital is just as important as finding the right property. Whether you're flipping homes, building rental portfolios, or financing multifamily projects, Lima One Capital stands out in 2025 as a top-tier private lender providing tailored financing solutions for real estate investors nationwide.
Known for its speed, flexibility, and investor-focused approach, Lima One Capital is more than just a lender — it’s a long-term partner in real estate success.
π§ What Is Lima One Capital?
Founded in 2010 and headquartered in Greenville, South Carolina, Lima One Capital is a national private lending company that offers a wide range of financing products for real estate investors. Their lending programs include:
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Fix and Flip Loans
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DSCR Rental Loans
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New Construction Loans
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Multifamily Bridge Loans
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Build-to-Rent Loans
With a focus on transparency, fast closings, and investor-friendly terms, Lima One is a go-to choice for both new and experienced real estate entrepreneurs in 2025.
πΌ Who Is Lima One Capital For?
Lima One Capital specializes in serving:
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Real estate investors
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Fix-and-flippers
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Build-to-rent developers
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Buy-and-hold investors
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Multifamily operators
Whether you’re scaling a portfolio or financing a single rehab project, Lima One provides solutions tailored to your strategy and timeline.
π Loan Products Offered by Lima One Capital
π¨ Fix and Flip Loans
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Financing for purchase + rehab
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Up to 90% of purchase price and 100% of rehab costs
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13-24 month terms
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Fast funding for competitive markets
Perfect for: House flippers seeking quick turnarounds with minimal capital down.
π️ DSCR Rental Loans
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30-year fixed or ARM options
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Based on Debt Service Coverage Ratio, not personal income
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Portfolio loans available (5+ properties)
Perfect for: Buy-and-hold investors building long-term passive income streams.
π️ New Construction Loans
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Ground-up residential construction financing
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Loan amounts up to $3M
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Up to 90% LTC (Loan-to-Cost)
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Nationwide coverage
Perfect for: Builders and investors developing in-demand housing.
π’ Multifamily Bridge Loans
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For value-add apartment acquisitions
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Up to 80% LTC
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12-24 month terms
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Interest-only payments
Perfect for: Syndicators and real estate funds adding value to underperforming assets.
π‘ Build-to-Rent Loans
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For single-family home communities built for long-term rentals
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Construction + stabilization financing in one
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Great for large-scale portfolio developers
Perfect for: Investors tapping into the booming build-to-rent market in 2025.
π Why Choose Lima One Capital?
⚡ 1. Speed and Efficiency
Pre-approvals in days, closings in as little as 7-10 business days for qualified borrowers.
π 2. Investor-Centric Underwriting
Focuses on property performance, not just borrower credit or income.
π΅ 3. Nationwide Lending Footprint
Lima One lends in all 50 U.S. states, giving you consistent access to capital wherever you invest.
π 4. Flexible Terms and Structures
Customize your loan term, interest-only options, and exit strategy.
π€ 5. Trusted by Pros
Used by institutional operators, fund managers, and solo investors alike.
π¬ Investor Testimonials
“Lima One is fast, flexible, and fair. We’ve closed multiple flips with them, and they’ve never let us down.”
– Kevin M., Real Estate Investor, Tampa, FL
“Their DSCR rental loan helped us scale our portfolio without touching our personal finances.”
– Dana T., Buy-and-Hold Investor, Phoenix, AZ
“For ground-up construction, Lima One is our first call. They get deals done.”
– Chris J., Developer, Charlotte, NC
π SEO Keywords Targeted
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π Competitive Comparison: Lima One Capital vs. Others
Feature | Lima One Capital | Kiavi | LendingHome | Anchor Loans |
---|---|---|---|---|
National Coverage | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
DSCR Loan Program | ✅ Yes | ❌ No | ❌ No | ❌ No |
Construction Loans | ✅ Yes | ❌ No | ❌ No | ✅ Yes |
Multifamily Bridge Loans | ✅ Yes | ❌ No | ❌ No | ❌ No |
Speed to Close | ⚡ 7–10 days | ⚡ 10+ days | ⏳ Slower | ⚡ Similar |
π§ How to Get Started with Lima One Capital
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Visit π www.limaone.com
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Choose the loan product that fits your strategy
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Submit a quick prequalification form
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Get personalized loan terms from a lending expert
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Close fast and fund your investment project
π Final Thoughts: Is Lima One Capital Right for You?
If you’re a real estate investor looking for fast, flexible, and investor-first financing, Lima One Capital delivers unmatched value in 2025. Their diverse lending portfolio, transparent process, and national reach make them one of the most trusted private lenders in the industry.
Whether you’re scaling a portfolio of rentals, flipping homes, or developing new builds, Lima One provides the funding tools to grow with confidence.
π° Ready to Fund Your Next Real Estate Deal?
Explore loan programs and apply today at π www.limaone.com
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