🏘️ Lima One Capital Review 2025: The Nation’s Premier Private Lender for Real Estate Investors

 

In the fast-paced world of real estate investing, access to reliable capital is just as important as finding the right property. Whether you're flipping homes, building rental portfolios, or financing multifamily projects, Lima One Capital stands out in 2025 as a top-tier private lender providing tailored financing solutions for real estate investors nationwide.

Known for its speed, flexibility, and investor-focused approach, Lima One Capital is more than just a lender — it’s a long-term partner in real estate success.


🧠 What Is Lima One Capital?

Founded in 2010 and headquartered in Greenville, South Carolina, Lima One Capital is a national private lending company that offers a wide range of financing products for real estate investors. Their lending programs include:

  • Fix and Flip Loans

  • DSCR Rental Loans

  • New Construction Loans

  • Multifamily Bridge Loans

  • Build-to-Rent Loans

With a focus on transparency, fast closings, and investor-friendly terms, Lima One is a go-to choice for both new and experienced real estate entrepreneurs in 2025.


πŸ’Ό Who Is Lima One Capital For?

Lima One Capital specializes in serving:

  • Real estate investors

  • Fix-and-flippers

  • Build-to-rent developers

  • Buy-and-hold investors

  • Multifamily operators

Whether you’re scaling a portfolio or financing a single rehab project, Lima One provides solutions tailored to your strategy and timeline.


πŸ”‘ Loan Products Offered by Lima One Capital

πŸ”¨ Fix and Flip Loans

  • Financing for purchase + rehab

  • Up to 90% of purchase price and 100% of rehab costs

  • 13-24 month terms

  • Fast funding for competitive markets

Perfect for: House flippers seeking quick turnarounds with minimal capital down.


🏘️ DSCR Rental Loans

  • 30-year fixed or ARM options

  • Based on Debt Service Coverage Ratio, not personal income

  • Portfolio loans available (5+ properties)

Perfect for: Buy-and-hold investors building long-term passive income streams.


πŸ—️ New Construction Loans

  • Ground-up residential construction financing

  • Loan amounts up to $3M

  • Up to 90% LTC (Loan-to-Cost)

  • Nationwide coverage

Perfect for: Builders and investors developing in-demand housing.


🏒 Multifamily Bridge Loans

  • For value-add apartment acquisitions

  • Up to 80% LTC

  • 12-24 month terms

  • Interest-only payments

Perfect for: Syndicators and real estate funds adding value to underperforming assets.


🏑 Build-to-Rent Loans

  • For single-family home communities built for long-term rentals

  • Construction + stabilization financing in one

  • Great for large-scale portfolio developers

Perfect for: Investors tapping into the booming build-to-rent market in 2025.


🌟 Why Choose Lima One Capital?

⚡ 1. Speed and Efficiency

Pre-approvals in days, closings in as little as 7-10 business days for qualified borrowers.

πŸ“ˆ 2. Investor-Centric Underwriting

Focuses on property performance, not just borrower credit or income.

πŸ’΅ 3. Nationwide Lending Footprint

Lima One lends in all 50 U.S. states, giving you consistent access to capital wherever you invest.

πŸ”„ 4. Flexible Terms and Structures

Customize your loan term, interest-only options, and exit strategy.

🀝 5. Trusted by Pros

Used by institutional operators, fund managers, and solo investors alike.


πŸ’¬ Investor Testimonials

“Lima One is fast, flexible, and fair. We’ve closed multiple flips with them, and they’ve never let us down.”
– Kevin M., Real Estate Investor, Tampa, FL

“Their DSCR rental loan helped us scale our portfolio without touching our personal finances.”
– Dana T., Buy-and-Hold Investor, Phoenix, AZ

“For ground-up construction, Lima One is our first call. They get deals done.”
– Chris J., Developer, Charlotte, NC


πŸ” SEO Keywords Targeted

  • Lima One Capital review 2025

  • Best fix and flip loans

  • DSCR rental loan for investors

  • Private lender for real estate

  • Lima One fix and flip financing

  • Multifamily bridge loan lender

  • Build-to-rent construction financing

  • Real estate investment loans USA


πŸ“Š Competitive Comparison: Lima One Capital vs. Others

FeatureLima One CapitalKiaviLendingHomeAnchor Loans
National Coverage✅ Yes✅ Yes✅ Yes✅ Yes
DSCR Loan Program✅ Yes❌ No❌ No❌ No
Construction Loans✅ Yes❌ No❌ No✅ Yes
Multifamily Bridge Loans✅ Yes❌ No❌ No❌ No
Speed to Close⚡ 7–10 days⚡ 10+ days⏳ Slower⚡ Similar

🧭 How to Get Started with Lima One Capital

  1. Visit πŸ‘‰ www.limaone.com

  2. Choose the loan product that fits your strategy

  3. Submit a quick prequalification form

  4. Get personalized loan terms from a lending expert

  5. Close fast and fund your investment project


🏁 Final Thoughts: Is Lima One Capital Right for You?

If you’re a real estate investor looking for fast, flexible, and investor-first financing, Lima One Capital delivers unmatched value in 2025. Their diverse lending portfolio, transparent process, and national reach make them one of the most trusted private lenders in the industry.

Whether you’re scaling a portfolio of rentals, flipping homes, or developing new builds, Lima One provides the funding tools to grow with confidence.


πŸ’° Ready to Fund Your Next Real Estate Deal?

Explore loan programs and apply today at πŸ‘‰ www.limaone.com

Comments

Popular posts from this blog

Everything You Need to Know About Amazon Music: Features, Plans, and Why It’s Worth Your Attention

🎧 What Is Audible Plus? A Complete Guide for Audiobook & Podcast Lovers

🎧 Discover the Power of Storytelling with the Audible Plus Free Trial