CIT Bank Review 2025: High-Yield Savings and Smart Banking in the U.S. 🏦
In today’s digital-first world, more Americans are turning to online banks for better returns, lower fees, and enhanced convenience. CIT Bank , a division of First Citizens Bank , has emerged as one of the most trusted names in the U.S. online banking space. With competitive interest rates, flexible account options, and zero monthly fees, CIT Bank is ideal for individuals looking to grow their savings without sacrificing accessibility. What is CIT Bank? 🤔 CIT Bank is an FDIC-insured online bank offering a wide range of financial products, including: High-Yield Savings Accounts Money Market Accounts Certificates of Deposit (CDs) Home Loans As part of First Citizens Bank , CIT offers the stability of a traditional bank with the innovation of a digital-first experience. Key Features of CIT Bank 🔍 1. High-Yield Savings Account (Platinum Savings) 💸 Interest Rate: Earn up to 5.05% APY (as of 2025) on balances of $5,000 or more. No Monthly Maintenance Fe...